Experts predict an increase in judicial recovery requests in 2025, driven by factors such as high interest rates, limited credit and economic instability. In the third quarter of 2024, there was a growth of 4.4% in the number of processes, with sectors such as retail, construction, services and agribusiness among the most affected.
According to Camila Crespi, a lawyer at Luchesi Advogados, the decline in consumption, reduced cash flow and high interest rates were decisive factors in the increase in corporate restructurings. She points out that these factors have led to both judicial and extrajudicial recovery, which is considered a less traumatic alternative for companies.
Furthermore, Camila warns that maintaining the Selic rate at high levels will continue to be a major obstacle for companies. According to her, high interest rates increase operational costs and reduce the survival margin of organizations in crisis.
Regionally, states such as Rio Grande do Sul and Minas Gerais saw an increase in the number of cases, while São Paulo saw a slight drop. Out-of-court recovery has gained relevance as a more agile and less stressful solution for companies that can negotiate directly with their creditors.
Read the full article, clicking here.