{"id":1337,"date":"2026-09-23T15:47:02","date_gmt":"2026-09-23T18:47:02","guid":{"rendered":"https:\/\/luchesiadv.com.br\/?p=1337"},"modified":"2026-09-23T15:47:03","modified_gmt":"2026-09-23T18:47:03","slug":"a-transformacao-do-mercado-de-recebiveis-da-duplicata-cartular-a-duplicata-escritural","status":"publish","type":"post","link":"https:\/\/luchesiadv.com.br\/en\/a-transformacao-do-mercado-de-recebiveis-da-duplicata-cartular-a-duplicata-escritural\/","title":{"rendered":"The transformation of the receivables market: from paper-based invoices to electronic invoices."},"content":{"rendered":"<p class=\"wp-block-paragraph\">THE <strong>electronic duplicate<\/strong>, The Electronic Invoice System, officially launched by the Central Bank in June 2026, seeks to modernize the receivables market by allowing the entire cycle of a promissory note to be recorded electronically: issuance, payment, assignment, endorsement, and use as collateral.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The model emerges to solve problems in the traditional market, such as <strong>Fraud, duplicate assignments, difficulty in proving the existence and ownership of credits, and high operational costs.<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The bulletin differentiates between three categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Duplicate document:<\/strong> Traditional paper-based model, with formal requirements and the possibility of judicial enforcement.<\/li>\n\n\n\n<li><strong>Virtual duplicate:<\/strong> An electronic record, usually associated with a payment slip, allows for billing without the need for a physical document.<\/li>\n\n\n\n<li><strong>Electronic duplicate:<\/strong> A structured model overseen by the Central Bank, with complete registration and traceability of credit.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Among the main benefits of electronic duplicate invoices are <strong>Greater transparency, fraud reduction, prevention of duplicate assignments, traceability, cost reduction, increased security for financial institutions, and increased liquidity of receivables.<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The implementation will occur gradually: <strong>Large companies in June 2027, medium-sized companies in December 2027, and small companies, including micro and small enterprises, in June 2028.<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For the <strong>agribusiness<\/strong>, The change is especially relevant because the sector uses credit operations, receivables financing, fiduciary assignment, and guarantees. Greater traceability can reduce risks of... <strong>Fraud, duplicate guarantees, and inconsistencies in documentation.<\/strong>, in addition to promoting the liquidity of receivables.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In summary:<\/strong> The electronic duplicate invoice represents a structural change in the credit market, making receivables more transparent. <strong>traceable, secure, transparent and efficient<\/strong>, ...and requiring companies to start adapting their internal processes to the new reality.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To learn more <strong><a href=\"https:\/\/luchesiadv.com.br\/wp-content\/uploads\/2026\/09\/Boletim-Informativo_Duplicata.pdf\" data-type=\"link\" data-id=\"https:\/\/luchesiadv.com.br\/wp-content\/uploads\/2026\/09\/Boletim-Informativo_Duplicata.pdf\">Click here<\/a><\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>A duplicata escritural, lan\u00e7ada oficialmente pelo Banco Central em junho de 2026, busca modernizar o mercado de receb\u00edveis ao permitir que todo o ciclo de uma duplicata seja registrado eletronicamente: emiss\u00e3o, pagamento, cess\u00e3o, endosso e utiliza\u00e7\u00e3o como garantia. O modelo surge para solucionar problemas do mercado tradicional, como fraudes, duplicidade de cess\u00f5es, dificuldade de comprovar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1338,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"categories":[9,10],"tags":[],"class_list":["post-1337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agronegocio","category-contencioso"],"acf":[],"_links":{"self":[{"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/posts\/1337","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/comments?post=1337"}],"version-history":[{"count":1,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/posts\/1337\/revisions"}],"predecessor-version":[{"id":1339,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/posts\/1337\/revisions\/1339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/media\/1338"}],"wp:attachment":[{"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/media?parent=1337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/categories?post=1337"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luchesiadv.com.br\/en\/wp-json\/wp\/v2\/tags?post=1337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}